No argument there, Dick, but there are other plays in PM's besides SFMI. Patience is the name of the game with SFMI . . . we all know what's in store . . . just waitin' for the other shoe to drop. Meanwhile, my SLV is up over 165% since I picked it up in '08. Anything invested in the stock market that isn't tied to oil, PMs, railroads, or commodities is gonna dive sometime soon, IMHO.