If SFMI zooms , my plan is to hold a portion for a much higher price like $10.00 to $30.00 & sell the rest ( within my IRA or Roth Ira to avoid the immediate tax) and then diversify into 10 to20 sectors of stocks in things of intrinsic value ie railroads,utilities, agriculture, mining, etc that are essential even in a deep depression No bonds, banks, CDs . Lindy