I am 64 years old.In planning out my retirement I am planning as tho SFMI is going to 0.Worst case scenario.
If SFMI goes up then it will be a pleasant surprise.But I really feel as tho I can't count on SFMI.Sorry.But I have to be prepared if this goes to 0.I'm too old to not be prepared for this possible worst case scenario.
I'm not going to sell at this level.Rather risk it going to m0.