I can and will tell you this much, SFMI will either put your money back in your portfolio or go bust in 2014. All these years waiting, comes down to the next few weeks & months, so put your seat belt on because Its either gonna be a bumpy landing or a crash landing. We can all agree that so far there has been nothing but turbulence but my bet is that we have a "Sully Sullenberger" that's about to land the plane. Stay tuned.