Happy Valentines Day! I'm afraid that the banks might be under scrutiny for a while and then back to same old but with some new twist to sqeak thru a loophole. Read yesterday that they are looking at ways to still give those subprime loans out. That was in the news on Yahoo yesterday. Supposedly the gov was working a program to help out 400,000 people heading for foreclosure but to date have only helped 25 people. Ooooh wow.