Thanks Koala for your ideas - I agree with you. So far you are in 1st place by a country mile in the guessing game for the beach. As I said you are very, very hot. I like the sound of the S.S. Silverado - time to launch her. Do you think Garry would like our ideas? Sure he would if he can put the pieces of the puzzle together soon & start pulling out those nuggets. Financing is so critical in this crazy financial environment.