Smart man -- best not to worry about what others might be doing. Too much speculation on who's selling etc. Personally I think Ashborne is a non-factor, but I have no proof whatsoever re this --- again only wild speculation which serves no purpose. I will wait for the cards to be played! One has to be happy with their own situation. Ing at 1.05 % annual interest isn't too appealing while they invest in risky derivatives at our expense.