I've learned that I can never, ever again trust a stock broker. They have done me too much dirt in the past - at my expense - not their's. They always win regardless of what happens to us. Most of us know this to be true. That's why I put little faith or trust in whatever they recommend - be it Silverado or whatever.

If they were so darn smart they won't be stock brokers, period.

I put the Banks in the same category - they would have one liquidate everything & buy their own mutual funds - dah - I actually had this happen once at CIBC in Canada. Consequently I put little or no faith in any predictions by the Market Gang.