Koala - you & I both know it is critrical for most people to-day to have 6 months of emergency funds available in cash at a very minimum. Diversification is also important. Times & the economy are uncertain to say the least these days - also a lot depends upon one's risk tolerance. So many factors - still working, cash flow, family obligations, kids, schooling, health issues etc.

Nevertheless for us Gold Bugs, we know it's hard to hold down this precious stuff -- just look at the current move upwards:

Throw in countless tons of Antimony at over $11,000/ton & away we go in 2011 IMHO.