yep, the best bet is to stay healthy. Most hospitals treat people 1st and get insurance info later before one leaves, but they do get their money one way or another. Most of the home foreclosures in this country are from people that cant pay mortgages due to health care costs and lack of insurance, which gets them in a deep hole real quick. Heck, we dropped $540 at the vet 2 weeks ago for the dog ! If my wife wasn't so attached to him..................he wouldn't be here now, but it is what it is I guess. Well 4:30 comes early, have a good one