In the long run what difference does it make - unless one is a day trader???
I have never seen 1/10 of a cent let alone 1/100 of a cent. Soon a cent won't mean anything if the U.S. keep their printing machines going. Even a nickle will be of no value!
Now that we have increased terror threats & expenses dealing with them, what's next - perhaps the gold -backed Yuan! that's another big topic as the Chinese rapidly increase their gold reserves!