One additional thought for those who may be interested. James Turk, highly respected, has a site where you can buy gold or silver and store it "allocated" in several places (e.g., Hong Kong, London, etc.). Low premiums to gold coin dealers....I think around 2% something. If interested check it out at www.goldmoney.com
Ps. prior to open, gold is up over $11 - must not like the Obama stimulus!