There is one thing wrong with this story and glaringly so. YOU CANNOT SHORT SHARES IN A RETIREMENT ACCOUNT! Makes this anecdotal story highly suspicious!!!

"I have a couple of retirement accts at Schwab with a significant amount of TRX shares. They sent me emails followed up by letters today asking me to join the "Securities Lending Fully Paid Program" offering to pay me 2% of value to borrow my TRX shares as they are "high demand".