MR, I like this strategy, and do think we'll be crying indeed when we didn't use every last cent at these prices a couple years from now.

One note of caution, however, just be sure you can handle a further lowering of prices. How many times have we all thought "this is the bottom" only to see prices go lower? It still may be the buy of a lifetime years from now, I am just saying be mentally prepared to doubt yourself if you don't time it perfectly.

Also, remembering that prices could stay lower longer than you anticipate, and you may end up paying those credit cards back with dollars that could have bought EVEN MORE shares in the future.

Who knows? At this point it is like arguing: should you buy that leather coat on the discount rack for 75% off, or expect that they throw it out altogether and fetch it out of the dumpster a bit later? In the end, you're gonna be happy either way in the long run.

H