Cramer and Buffett say we (i.e. the US, but Canada is closely linked) are going over the fiscal cliff, likely in January. (P, I know what you think of Cramer). Republicans will not agree to raise taxes, Democrats will not agree to reduce entitlements.
Sprott on the other hand says gold is the answer.
http://www.wealthwire.com/news/finance/4228?r=1
http://www.wealthwire.com/news/metals/4236?r=1