again as stated before two dogs, the response was for the other readership not you.

no one is attacking you or your post.

others might not be as knowledgeable as you are ,being a former money manager and all.

perhaps it seems silly from your vantage but when someone unknowing about the way things work sees/hears "chad sells" it might cause them to be concerned, not understanding the fundamentals.

no different then when i explain donor flow through financing or other things, not all of us know it all.