taking/asking for personal financial planning advice on a stock message board is never a good idea Rennie.

people here could say ZEN is going to head south from here or ZEN is going back to $5, it really doesnt matter.

At the end of the day it is your money, and the choices you have laid out must be made based on your own risk tolerance, financial needs short and long term, and own financial situation. Noone here is privy to that information (nor shoudl they be), as such that is a decision you will have to make on your own.

My own advice, outside of anything personally relating to your situation...junior mining stock (Zenyatta included) are one of the most volatile/risky stocks one can invest in, leveraging to buy these stocks is generally a risky proposition, requiring a larger risk tolerance.