Although it wasn't you albertaclipper, you are facing the same scenario this other individual is.  And rvxoldtimer you are correct, fv as opposed to fmv.  The one I submitted was from Zeniths website under faq's.  Dated Feb 2019, it was the fv as of mid Oct 2018.  I am thinking in my case it was accepted as it was within 6 months of issuance.  It is highly frustrating without a doubt.