much more succinctly than I did. They had no choice - the note was due and that makes for a limited choice situation. All things considered an 8 to 9 percent premium for continuing the debt and reducing the interest seems a pretty good exchange. Just hope we have the revenue stream about to begin to cover that payment schedule. I also agree about the boot function - don't need that if I can put turkeys on ignore they can post their lives away and I won't have to read their drivel...