Sorry, but you still have errors.

If you are talking about reinvesting of the $720,000 or 5.5 million shares as you suggest, there is no deduction of funds from the bank as you state. It does not decrease the cash on hand, it only increases the number of outstanding shares which will change the EPS.

Your comment..." Obviously not every share holder does the reinvestment option, but the constant with .0025 declared is $720,000 depleted from the bank, or in the neighborhood of 25% of their hard earned cash as of today."