After looking at following paragraphs from NUNCHIdescription", electronic financial platform that accommodates multiple types of payment and debt transactions in integrated mobile phones, portable media players, mobile devices and web based environments;

It is my hunch thatNUNCHIis usingNFC ( near field communication )technology by help from two of e.DIGITAL patented technology# 5787445 & 5839108and perhaps part of patent # 774. But the key patents are 445 & 108.NFC technology has multiple uses as consumer device.

NFC is a short-range, high frequency wireless communication technology that only operates when two devices are about 4 inches apart. It is basically just another form of electronic identification except the ID is tied to a bank account or credit card company. All the user needs to do is just tap their NFC-enabled phone to a wireless payment pad and complete the transaction.

I believe either we are dealing with SAMSUNG - NFC with embedded flash memory handheld mobile payment services or GOOGLE- NFC mobile payment services(Gingerbread phone) or both.

Following paragraphs describes the various potentials of NFC applications and also the real meaning of patents # 445 & 108 claims that could be integrated into NFC with embedded flash memory chip.JMHO

Near field communication, or NFC, allows for simplified transactions, data exchange, and wireless connections between two devices in close proximity to each other, usually by no more than a few centimeters.[1] It is expected to become a widely used system for making payments by smartphone in the United States. Many smartphones currently on the market already contain embedded NFC chips that can send encrypted data a short distance ("near field") to a reader located, for instance, next to a retail cash register. Shoppers who have their credit card information stored in their NFC smartphones can pay for purchases by waving their smartphones near or tapping them on the reader, rather than bothering with the actual credit card.

Social networking

NFC simplifies and expands social networking options:

•File Sharing: Tap one NFC device to another to instantly share a contact, photo, song, application, video, or website link.[7]

•Electronic business card: Tap one NFC device to another to instantly share electronic business cards or resumes.[8][9]

•Electronic money: To pay a friend, you could tap the devices and enter the amount of the payment.

•Mobile gaming: Tap one NFC device to another to enter a multiplayer game.[7][10]

•Friend-to-friend: You could touch NFC devices together to Facebook friend each other or share a resume or to "check-in" at a location.[11]

eCommerce

NFC expands eCommerce opportunities, increases transaction speed and accuracy, while reducing staffing requirements. A Personal identification number (PIN) is usually only requried for payments over $100 (in Australia).[8]

•Mobile payment: An NFC device may make a payment like a credit card by touching a payment terminal at checkout or a vending machine when a PIN is entered.[8][7][13]

•PayPal: PayPal may start a commercial NFC service in the second half of 2011.[14][15]

•Google Wallet is an Android app that stores virtual versions of your credit cards for use at checkout when a PIN is used.[13]

•Ticketing: Tap an NFC device to purchase rail, metro, airline, movie, concert, or event tickets. A PIN is required.[8][16][17]

•Boarding pass: A NFC device may act as a boarding pass, reducing check-in delays and staffing requirements.[8]

•Point of Sale: Tap an SmartPoster tag to see information, listen to an audio clip, watch a video, or see a movie trailer.[11][12]

•Coupons: Tapping an NFC tag on a retail display or SmartPoster may give the user a coupon for the product.[11][12]

•Tour guide: Tap a passive NFC tag for information or an audio or video presentation at a museum, monument, or retail display (much like a QR Code).

•e.DIGITALPATENT # 5787445

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•Operating system including improved file management for use in devices utilizing flash memory as main memory

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•A method of memory management for a primary memory created from a non-volatile, long-term storage medium, in particular flash memory, which enables direct manipulation of data segments stored therein. The data segments of a single file are typically not stored contiguously in relation to the order in which they are stored and subsequently recalled, yet the method enables recall in the logical order in which the data segments were created. This method is particularly useful for flash memory which has the characteristic of not being able to overwrite data in memory without first erasing previously recorded data. The method comprises the minimum steps of dividing the primary memory into equal size blocks, each block being the smallest amount of data which can be read from or written to memory in a single read or write operation. A cache memory the size of at least one of the read/write blocks is then coupled to the primary memory and provides temporary storage space for data being written to and read from primary memory.

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•e.DIGITAL patent#5839108

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•Flash memory file system in a handheld record and playback device

•A record/playback device for use with a removable, interchangeable, flash memory recording medium which enables noise dampened recording of voice data and CD quality stereo recording of music data. The device includes a port for receiving a flash memory module which can record data according to industry standard formats to enable the transfer of data to and from personal computers through swapping of flash memory media. Alternative forms of data input and output also include implementation of a barcode reader and an infra-red transceiver for the transfer of data to and from the device.