Hello All

Stopped posting in Raging Bull days after I decided I didn't know what I was talking about. Now many years later.... still holding .... still don't know what I am talking about! Can't fault Fred and company .... they have never GIVEN UP !!

Questions:

Can MicroSignet be added to existing smart-phones--is it software?

OR

Must it be burned into a chip and used to build a smart-phone--is it firmware?

AND

Could a secure smart-phone be used to pay bills replacing credit cards?

Can't understand why Google, Apple, even Microsoft wouldn't jump on this security!

Thanks for any thoughts.