9. The Death of the Password Identity theft is on the rise, with millions of IDs stolen in 2013. ''Passwords have long been the chink in the armor of online transactions, since they are easily cracked or stolen. Customers often choose weak passwords because they are easy to remember, but this also makes them easy to guess (especially if your password is “password”). In 2014, security-minded institutions will begin to move away from the venerable password in favor of more-advanced authentication methods, such as biometrics, which can use a combination of fingerprint, facial and voice recognition to verify a user’s identity.''

http://www.nwcua.org/member-resources/member-resources/anthem/10-payment-trends-for-2014-mobile-banking-emv-chip-technology-more

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