PIPER, I too like it.... I like it...as you said... very much...HOWEVER, it then goes to Frank of the (OMAG) Board, where it will more than likely undergo some changes, get massaged, then head back to "the mystery bank" for approval... yada,yada,yada. Sooo, the Sept. 4th (or before) date, IS good news but we should not be holding our collective breaths because ............. Remember the DA? Here's hoping that the TS (term-sheet) is adopted painlessly and quickly, Bill of the Board.