Real, I'm in no way doubting what you're saying. But, before my post, when I called TD, that fellow was saying the same thing as you, and your Rep. I asked him if he could get confirmation, and how I'd know 100%. That's when he put me on hold, and he went to the "Loan Post". When he came back from consulting them (the experts in the Loaning) he said for sure only Margin Accounts. Absolutely no way in the trading, TFSA, RRSP etc accounts.
This is TD Waterhouse info anyway, but I wonder if your broker has a similair dept as the "Loan Post"?
Once again, I'm not doubting what anyone says, or trying to argue the point, but there sure seems to be lots of discrepancy between what we're all being told? Unless, all the big banks are that much different?