By transferring some shares to your kids, they can avoid future inheritance tax; this is a good time to do it. In the US one can give $13,000.00 per year to a number of people. I really don't want to buy a position in our cruise ship, and would sooner just sign up for the trip to Peru. I think the Capital Gains tax is less than in Canada, but if you leave your house it is tax free and that is different in the USA. If I was in Canada and had that huge house I wouldn't like to get lost between the T.V. room and the bullion room, my little abode is all the square footage I can manage. In addition Mrs C is married now, so my cool Madeira is no longer for you, my dear.