I do think thats wise information that all should heed to. I guess its up to the individual though. If your willing to take the chance without taking any safety money then I suppose I don't want to hear your complaints if it goes south. You had your choice. If you take some off the top then thats your decision and likely a prudent one, but again if it climbs much higher , once more , I care not to hear the music! Do whats best for you! I personally will wait for a substantial jump simply because I won't suffer much if its a poor decision. I too tend to book Tee times in Buckeye at Christmas.