As always, due diligence is required..if you are new at investing...try practise accounts and if you have an advisor...read up on any recomendations and make your own decision. It is not his money u will be loosing.

Gold in stock certificate form are easier to work with usually no safekeeping fees and no handling fees, Bullion can pose problems in handling if you take phisical posetion it is costly and can create problems with certification of the metal. if you leave it in safekkeeping with banks they charge $$.

Bullion is safer as it fluctuates less, stocks are prone to wild fluctuations sometimes good sometimes bad...How wel will you sleep when it drops 25% or how crazy do you get when it goes up 50%

Clear as mud right? Welcome and good luck