Thank you for responding, and I hope you're right about the line of credit not being reduced. I have indeed seen it happen here recently in the States in relation to private individuals, wherein their perceived home property values have decreased, and their lines of home equity have subsequently been cut. It's not exactly the same, but I've been worried about it.

I appreciate your comments about the ERCB, but to date I've seen nothing official other than we've been verbally informed of approval. The lack of hard documentation worries me. Again, I hope you're right, and thank you for commenting.

Regards -bbq