Sharky:

Just read Harry Dent and Robert Prechters forecasts. Your timing of 2023 for everything to be over is about right per them. However, the worst will likely be over in 2 1/2 to 3 years. Per them, we will in the long term bear market, have many cycles. Also, we are headed into the Kondratiev Winter. Some may wish to do some research on Kondratiev Cycles. It can't hurt to at worst, expose oneself to other opinions and could give another perspective and maybe save a bunch of assets!

Brian