Ok! Once again, you named two posters who have been very positive on here. What good does it do anyone to constantly point it out? They are passionate in what they believe will happen. If you do not agree them, just don't read their posts or don't respond. I have been in this over my head since 2006 and have had my share of frustrations. I decided that I am staying to the end. I enjoy reading the positive possibilities ahead. We all know that there no guarantees. What good does it do to dwell on the negative or get upset with those that remain positive?