yeah....im trying to play, as best i can, on other peoples emotions. I see the market down by the end of the year badly. imo. Before i took over our investments I could only move them within the particular fund we were in. I got out about dji 11000 and back in at about 7800. We did better than the person that just left it in , but now I want to do better with our scottrade account. I may be too careful....butr at least im in "control". Thanks again.

stu