I agree with the gal and zwil for two reasons. first the gal reminded me of diversity and second I agree with zwil that over time i might make a killing on citi. So...that being said I think I will treat citi like a trade short term and sell after earning then buy back in once the fever pitch has waned, Thanks for all your honest help people. sure is nice to be here. EZ and the BOSS.....i guess my nads are mere goosebumps compared to your behemoth boulders. I CAN RESPECT THAT, BUT IM A LITTLE JEOLOUS. Good luck people.

stu