I forgot to mention it earlier but I'm not so sure about the part where you say: "we are low-lying fruit to be devoured by the first hostile takeover bid that’s likely to materialize."

The deal that was made between FNC and CHM makes it very difficult for us to be taken over. That was the entire purpose for it. For me the deal was disappointing because I feel a buyout would be the best thing that could happen to this company at this point.