Thanks, Bob. Obviously, you are a thoughtful and methodical investor and have been reaping some of the rewards your approach has earned.

Most of the posters here are of an optimistic bent regarding GNH and PMs generally, and I think that's the way it should be. However, I think it is simply great to have other serious opinions such as those of Twilight, since less-experienced investors do tend to get carried away on a wave of enthusiasm, sometimes to their detriment. To me, that makes the difference between a Forum which is solely a fan club and one that can be truly helpful to the discriminating reader.

I hope no one takes offence at these views -- to each his/her own -- and if you want to just read positive posts, more power to you! It's your money and time!

Just IMHO

O.F.