Pleasegetout, you are confusing TFSA's and RSP's with the investments held within.

A TFSA or RSP is simply the pot in which you cook the stew. They are vessels, nothing more.

You can put stocks, etf's, mutual funds, bonds, real estate trusts, precious metals, savings accounts and a myriad of other items in your pot. Depends what you like to eat.

TF's and RS's are about the best thing since sliced bread, if used correctly, and can be opened at places other than banks.

Wakey wakey.

Truck.