Do you so called experts think that we newbies hang on every word that is posted?????  When you tell Al" he should choose his words cafefully" you are basically saying that we as newbies are to stupid to take EVERY post with a grain of salt.  I find that highly offensive!! I personally like to hear everyone's opinions. Good or Bad.  I feel we all have the same goal which is to make money.  How each individual chooses to do this is their own choice.  We all  know the risks involved.I just wish everyone would stop bickering over some select words used by individuals.