John.......I never believed that these company's would buy this kind of insurance.....

Yes, i know that it makes sense from a shareholders perspevtive- like us, but i believe that if this topic was brought up to the CEO of Apple as an example, that the person that suggested this, would be sweeping floors in his next job.......

I realize that you have a glass half full mindset , but we have broken / dropped too many glasses before, therefore i am using a small paper cup with a leak in it...............