Thanks for the response PM

Your words are wll written and thought out and truly make a 'Ton of Sense'

My DD has been reasonably extensive for the past 6 years and have had good results by doing my own thing. But also, I have two advisers that give me suggestions on non speculative holdings. Unfortunately, one of these guys is still high on 'uraniums' and stayed high for this last year. They are obviously down but I don't consider them to be speculative.

Appreciate your quality thoughts.

RM