Herb - getting money off the credit card to buy some great, quickly-appreciating mining stock is not a bad idea.  I've done this for several years (after I got confident enough to recognize an exceptional assay report from a good one), and I've never regretted it.  When you can make fourfold in 12 to 18 months, it works out well - especially if you use one of those credit card offers that says - "use the enclosed check for whatever you like, and pay 0% interest for 12 months."  That's what I did and was blessed to make back many times what I put in.  Thanks for the great contributions!