Right. See. Also, think confirmed that husband/wife/common-law can each have one. 10,000. is better to play with than 5,000. No? You can take any amount out, and in the following year or years, add back in the 5,000. or 5,000.'s as well as the yearly contribution. So, if you just didn't add 5,000. for three years, you could add in the 15,000 or part of as well. You never lose the ability to add up to 5000. that you missed over any given time frame.

A day traders dream.

vermillion.

P.S. It is like a bank account. I got all wound up in the beneficiary thingy. But, finally, after much urging and explaining by hubby, I jumped in. I can be very suspicious and slow.