Afab, yes you're an old timer, but re-read your post. What you call a "statement of fact" is what most would call wild speculation, or what my late mother would refer to as "hollerin' before you're bitten".

Your righteous indignation with Bossyjason does not jibe with the facts. Your scenario is but one of a possible multitude and most would find it quite unlikely, not "fact".

Best to all NOT holders,

O.F.