hello since 2008. Wow, you have been here a long time. I am being told that a lot of our seniors are taking advantage of credit to finance a modicum of decent living, and at the end of their lives, are waving a fair goodbye to our system that has made it difficult for them to have decent living standards in their last years. So, give your money to your family early, and die in bankruptcy.....I am not doing that, but find it interesting as a concept even tho it goes against all that we have been taught as good upstanding Canadians.

Cheers to you and your time invested in NOT. My feeling is just a little bit longer and your wait from 2008 will happen.

v