In my silver years. 6 children, 18 grandchildren. Could have retired a few years ago but the demand for my expertise was there and so was the money. Being that I lack for nothing, and that I have achieved most of my goals and have all the material things i need. I have decided to use that money (and the bulk of my PTK purchases) as a legacy for my grandchildren. I have each of them set up in trust accounts, accessible only after age 30, and it must be approved by one or both parents as to amount withdrawn and individual usage.

My father said something to me many years ago about improving the next generations lot.