I started my first mutual fund account at 15 years of age, after saving all the money from my paper route. I've been invested in the market for 11 years, I lost half of my estate in 2008, I know, it sucks.
I am eternally bitter and skeptical of the market like all of you, not to be skeptical of our financial system is certifiably insane.
Scepticism is healthy, life without scepticism is a life not lived. As far as POET goes, my scepticism hasn't prevaled, I'm forever a skeptic but I'm also comfortable with my risk.
The question is, are you? If not, then why aren't you listening to yourself?
That will be all,
Cheers and much love