Sourdough -- it is so refreshing to hear the spiritual element of your posting. There is absolutely no doubt in my mind that both physical gold & silver will flourish beautifully in 2016. 2016 will be a historic year - the Fed will likely have to initiate Q.E. 4 to cover their own debts due to increasing interest rates. They also may have to reverse course & go to negative interest rates.

it has not taken them long to increase borrowing rates but please notice they did NOT increase savings rates. Not surprising here is it?