Time again to top up your TFSA. O ne can either add $ 5000. of new money or transfer upto $ 5000. of equity of stock from your accounts. Money from a RRSP SD will be subject to the normal tax and shares are transfered at the days price, taking the high or low of that day. Money that was with drawen in 2009 can be added to this $ 5000. in 2010. Traps7