The interest rate hierarchy of this nation is where the disconnect is...not the state of where the FED discount rate might be.

What dipstick ding dong bull shi*....change the friggin spreads you bunch of crooks.

Give .5% under a current rates bankers give....not 3.25% or 4 under.

Make the public feel their savings have some kind of worth. Savers did not create this mess, yet they're the ones being screwed.

Savings at an all time low....I wonder why? Why save if does not grow in standard savings account?

As insignifiant as most on this board might think of standard savings accounts, as I believe most here have moved onto other manners of savings not being FDIC insured, there is an important consideration here.

At some point I expect FDIC to evaporate into thin air for lack of concern.

doni