Yep, it can happen. It has been 80 years since the last depression and I am betting the farm that enough smart guys will do what is necessary to avoid the next one....but there are no guarantees other than death and taxes and I can't live with one or without the other bitting me in the arse.

The income tax has made more liars out of the American people than golf has.

Will Rogers (1879 - 1935)