Hi John,

Very insightful post. Good to hear from you again. Looks like it might be time for another Florida lunch gathering. Saw Betty on the board the other day so looks like the lunch group could be reassembled. I believe there is a significant unlying reason for Robert departing. I believe the end of our wait could be at hand and believe me I am ready for it. Have added to our position anytime I could get a little cash together and it's all in a Roth so her speakerness and friends can 't get at it. Good luck to all...

Kirk